Our Loan Process

Getting ready to buy a home, but not sure how the mortgage process works? Here’s a simple breakdown of a typical process SIRVA Home Benefits customers go through when purchasing a home through SIRVA Mortgage, Inc.1,2. While your loan conditions and closing requirements will be tailored to your particular loan and lender requirements, this list should help the loan process go quicker and smoother.

Step 1: Prepare
  1. Determine if you want to buy
  2. Build a budget
  3. Check your credit score
  4. Research loan options & mortgage companies
Step 2: Get Pre-Approved & Apply
  1. Select a mortgage company
  2. Gather documents
  3. Discuss mortgage options and finances with mortgage consultant
  4. Get pre-approved with a mortgage counselor
Step 3: Mortgage Processing
  1. Find a home
  2. Make an offer on a home
  3. Order home inspection upon accepted offer
  4. Lock-in interest rate
Step 4: Closing
  1. Discuss final funds with your mortgage closer
  2. Provide proof of insurance
  3. Sign your closing documents
  4. Get keys to your new home!